P2P Lending Calculators
Make smarter peer-to-peer lending decisions with our comprehensive suite of calculators. Compare platforms, calculate returns, and optimize your P2P investment strategy.
Complete Calculator Suite
Everything you need to analyze, optimize, and succeed in P2P lending
P2P ROI Calculator
Calculate your P2P lending returns with compound interest projections, platform fees, and detailed growth analysis.
Risk Assessment Tool
Evaluate your risk tolerance and get personalized P2P investment strategies based on your profile.
Portfolio Optimizer
Optimize your P2P lending portfolio allocation across multiple platforms for maximum risk-adjusted returns.
Tax Calculator
Calculate tax impact on your P2P lending returns. Compare global tax scenarios and get optimization strategies.
Platform Comparator
Compare P2P lending platforms side-by-side with real-time data, fees, returns, and personalized rankings.
Income Projector
Calculate required investment amounts to reach your target monthly income from P2P lending investments.
Top P2P Lending Platforms
Hand-picked platforms with the best returns, lowest fees, and highest ratings
Prosper
Est. 2005
Last major P2P platform still accepting individual investors with $25 minimum investment.
- •Still accepts individual P2P investors
- •Low $25 minimum investment
- •Only 7% of 2024 loans from P2P channel
- •High origination fees (up to 9.99%)
LendingClub
Est. 2007
Leading digital bank offering personal loans with AI-powered underwriting and fast approval.
- •Fast online approval process
- •No prepayment penalties
- •No longer offers investor opportunities
- •Origination fees up to 8%
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