P2P Lending Calculators
Professional-grade calculators to analyze, optimize, and track your peer-to-peer lending investments. Make informed decisions with accurate projections and comprehensive analysis.
Accurate Calculations
Real Platform Data
Risk Assessment
Free to Use
🎯 Platform-Specific Calculators
Get precise calculations using real platform data, fees, and historical returns. Each calculator is pre-loaded with actual platform settings for maximum accuracy.
Kiva
0% avg return
Upstart
8.5% avg return
Funding Circle
0% avg return
Why Use Platform-Specific Calculators?
Get the most accurate projections by using calculators pre-loaded with real platform data
Real Platform Rates
Calculations use actual historical returns and current platform rates
Accurate Fee Structure
Platform fees, withdrawal costs, and other charges included automatically
Platform Minimums
Calculations respect actual minimum investment requirements
General P2P Calculators
Comprehensive tools for any P2P lending platform or investment scenario
P2P ROI Calculator
Calculate your P2P lending returns with compound interest projections, platform fees, and detailed growth analysis.
Risk Assessment Tool
Evaluate your risk tolerance and get personalized platform recommendations based on your investment profile.
Portfolio Optimizer
Optimize your P2P lending portfolio allocation across multiple platforms for maximum risk-adjusted returns.
Tax Calculator
Calculate federal and state tax liability on your P2P lending income with comprehensive state-by-state rates.
Platform Comparator
Compare P2P lending platforms side-by-side with real-time data, fees, returns, and personalized rankings.
Income Projector
Calculate required investment amounts to reach your target monthly income from P2P lending investments.
Why Use Our P2P Lending Calculators?
Professional tools designed specifically for peer-to-peer lending analysis
Accurate Calculations
Professional-grade financial formulas with compound interest, fees, and default rate modeling.
Real Platform Data
Updated platform information including current rates, fees, and performance metrics.
Risk Assessment
Comprehensive risk analysis tools to help you make informed investment decisions.
Free to Use
All calculators are completely free with no registration required. Professional results instantly.
How Our Calculators Work
Simple steps to get accurate P2P lending projections
Enter Your Details
Input your investment amount, time horizon, and risk preferences
Get Instant Results
See detailed projections with charts, breakdowns, and recommendations
Make Informed Decisions
Use the insights to optimize your P2P lending strategy
Ready to Optimize Your P2P Investments?
Start with our most popular calculator and see your potential returns