Project returns, model defaults, and compare against alternatives. Free and built around realistic net-return math.
Pre-loaded with each platform's minimum investment, fees, and historical returns.
Project your net portfolio value over time given expected return, fees, and default rate.
OpenRequired portfolio size for a target monthly income, using realistic net returns.
OpenHow many loans you need to hold to reduce single-loan default risk to an acceptable level.
OpenWhen the portfolio crosses zero P&L after paying fees and absorbing expected defaults.
OpenModel P2P returns alongside stocks, bonds, and high-yield savings over the same horizon.
OpenSide-by-side outcome of deploying capital at once versus spreading it over months.
OpenConvert nominal P2P returns to real returns at a given inflation assumption.
OpenSplit a portfolio across loan grades A–G and see the resulting blended return and default exposure.
OpenRisk-tolerance questionnaire that maps to a target loan-grade mix.
Allocate across multiple platforms based on each platform’s return and default profile.
Federal and state tax on P2P interest income with state-by-state rates.
Side-by-side comparison of platforms by minimum investment, fees, and historical return.