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P2P Calculators

Free P2P lending calculators and tools to help you make informed investment decisions. Calculate returns, assess risk, compare platforms, and optimize your peer-to-peer lending portfolio.

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Calculators

  • P2P ROI Calculator
  • Risk Assessment Tool
  • Tax Calculator
  • Income Projector
  • Platform Comparison
  • DCA Calculator

Resources

  • Platform Reviews
  • Learning Center
  • P2P Lending Basics
  • Types of P2P Loans
  • P2P Lending Risks

More Tools

  • Diversification Tool
  • Break-Even Calculator
  • Inflation Calculator
  • Loan Grades Guide
  • Get Started

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Disclaimer: The information provided on this website is for educational and informational purposes only. P2P lending involves risk, including the potential loss of principal. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions. We may earn commissions from affiliate links.

P2P lending calculators

Project returns net of fees and defaults. Compare P2P against bonds and index funds. Free, no signup.

Calculators

ROI calculator

Project net portfolio value over time given expected return, fees, and default rate.

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Income projector

Required portfolio size for a target monthly income, after fees and defaults.

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Diversification

How many loans to hold to reduce single-loan default risk to an acceptable level.

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Break-even

When the portfolio crosses zero P&L after paying fees and absorbing defaults.

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P2P vs other investments

Compare P2P returns with stocks, bonds, and high-yield savings on the same horizon.

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Inflation-adjusted returns

Convert nominal P2P returns to real returns at a given inflation assumption.

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