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P2P Calculators

Free P2P lending calculators and tools to help you make informed investment decisions. Calculate returns, assess risk, compare platforms, and optimize your peer-to-peer lending portfolio.

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Calculators

  • P2P ROI Calculator
  • Risk Assessment Tool
  • Tax Calculator
  • Income Projector
  • Platform Comparison
  • DCA Calculator

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  • Learning Center
  • P2P Lending Basics
  • Types of P2P Loans
  • P2P Lending Risks

More Tools

  • Diversification Tool
  • Break-Even Calculator
  • Inflation Calculator
  • Loan Grades Guide
  • Get Started

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Disclaimer: The information provided on this website is for educational and informational purposes only. P2P lending involves risk, including the potential loss of principal. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions. We may earn commissions from affiliate links.

Loan diversification calculator

Estimate how many loans you need to hold to reduce single-loan default risk to an acceptable level.

Diversification Settings

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Most platforms: $25-50 per loan

Why Diversification Matters

Spreading your investment across many loans reduces the impact of individual loan defaults. Research shows 50-100+ loans provides optimal diversification for P2P lending.