P2P Lending Platform Reviews

Expert reviews and analysis of the top peer-to-peer lending platforms. Compare rates, fees, features, and user experiences to make informed investment decisions.

Featured Platforms

Prosper

4.3 (12750 reviews)
5.5%
Avg Return

Last major P2P platform still accepting individual investors with $25 minimum investment.

Min Investment
$25
Platform Fee
1%

LendingClub

4.1 (18500 reviews)
0.0%
Avg Return

Leading digital bank offering personal loans with AI-powered underwriting and fast approval.

Min Investment
$0
Platform Fee
0%

All Platform Reviews

Kiva

4.7 (16500 reviews)
0.0%
Avg Return

World's first online microfinance platform with $25 minimum and 96.3% repayment rate.

Min Investment
$25
Platform Fee
0%

Prosper

4.3 (12750 reviews)
5.5%
Avg Return

Last major P2P platform still accepting individual investors with $25 minimum investment.

Min Investment
$25
Platform Fee
1%

Upstart

4.2 (8900 reviews)
8.5%
Avg Return

AI-powered lending platform for accredited investors only, no individual P2P investing.

Min Investment
$100000
Platform Fee
2%

LendingClub

4.1 (18500 reviews)
0.0%
Avg Return

Leading digital bank offering personal loans with AI-powered underwriting and fast approval.

Min Investment
$0
Platform Fee
0%

Funding Circle

3.8 (4500 reviews)
0.0%
Avg Return

Commercial lender for small businesses, no longer offering retail P2P investing.

Min Investment
$0
Platform Fee
0%

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