Terms of Service

Acceptance of Terms

By accessing and using P2P Calculators ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

P2P Calculators provides free online calculators, tools, and educational resources related to peer-to-peer lending and investment analysis. Our services include:

• ROI and return calculators for P2P investments
• Risk assessment tools
• Platform comparison resources
• Educational content about P2P lending
• Market analysis and reviews

Use License

Permission is granted to temporarily use P2P Calculators for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on our website
• Remove any copyright or other proprietary notations from the materials

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time.

Disclaimer of Warranties

The materials on P2P Calculators are provided on an 'as is' basis. P2P Calculators makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, P2P Calculators does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Investment Disclaimer

Our calculators and content are not financial advice. Before making any investment decisions:

• Consult with a qualified financial advisor
• Carefully read all platform terms and conditions
• Understand the risks involved in P2P lending
• Only invest money you can afford to lose
• Diversify your investments appropriately

Past performance does not guarantee future results. Investment returns and principal value will fluctuate.

Affiliate Relationships

P2P Calculators participates in affiliate marketing programs. When you click on certain links and make purchases or sign up for services, we may earn a commission at no additional cost to you. This helps support our free calculators and content.

Our affiliate relationships do not influence our reviews or recommendations. We maintain editorial independence and only recommend platforms and services we believe provide value to our users.

Limitations of Liability

In no event shall P2P Calculators or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on P2P Calculators, even if P2P Calculators or an authorized representative has been notified orally or in writing of the possibility of such damage.

Some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on P2P Calculators could include technical, typographical, or photographic errors. P2P Calculators does not warrant that any of the materials on its website are accurate, complete, or current. P2P Calculators may make changes to the materials contained on its website at any time without notice. However, P2P Calculators does not make any commitment to update the materials.

User Conduct

You agree not to:

• Use the service for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the service or servers
• Transmit any viruses, malware, or other harmful code
• Harvest or collect information about other users
• Use automated scripts or bots to access the service

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

Modifications

P2P Calculators may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

Contact Information

If you have any questions about these Terms of Service, please contact us at: