P2P Lending Risk Assessment Tool
Discover your investment risk profile with our research-based assessment. Get personalized strategies for peer-to-peer lending based on your risk tolerance and financial situation.
Research-Based
Our assessment is based on academic research and industry best practices for P2P lending risk evaluation.
Personalized Results
Get customized investment strategies, risk management tips, and platform features to look for.
Actionable Insights
Receive specific recommendations for diversification, target returns, and portfolio allocation.
P2P Risk Assessment Tool
Discover your ideal P2P lending strategy with our research-based risk assessment. Get personalized recommendations in just 5 questions.
What You'll Get:
- • Your risk tolerance score (0-100)
- • Personalized investment strategy
- • Diversification recommendations
- • Risk management best practices
Takes 2-3 minutes • No email required • Instant results
Why Risk Assessment Matters
P2P lending involves lending money to individuals or businesses through online platforms that match lenders with borrowers. Understanding your risk tolerance is crucial because:
- Returns vary significantly based on loan grades and platform selection
- Default rates can impact your overall portfolio performance
- Proper diversification requires understanding your risk capacity
- Platform features vary based on your investment approach
Understanding Risk Profiles
Conservative (0-35)
Focus on capital preservation with 4-6% target returns
Moderate (36-65)
Balanced approach targeting 6-8% returns with managed risk
Aggressive (66-100)
Maximum returns focus with 8%+ targets and higher risk tolerance
Important Risk Disclosure
P2P lending involves significant risks including potential loss of principal, borrower defaults, platform risk, and liquidity constraints. Past performance does not guarantee future results. This assessment is for educational purposes only and does not constitute financial advice. Always consult with a qualified financial advisor before making investment decisions.