Last major P2P platform still accepting individual investors with $25 minimum investment.
Start investing with just $25 - Last major P2P platform for individual investors
Prosper remains one of the few true peer-to-peer lending platforms still accepting individual investors. Named 2024 "Best Peer-to-Peer Lending Platform" by Fintech Breakthrough Awards, Prosper originated $2.2B in loans in 2024.
Founded in 2005, Prosper has established itself as one of the leading player in the peer-to-peer lending space.
Average annual return
Minimum investment required
Get our detailed guide on maximizing returns with Prosper. Includes risk assessment, fee optimization, and portfolio allocation strategies.