Loan grade allocation

Split a portfolio across loan grades A–G and see the resulting blended return and default exposure.

Portfolio Settings

Total Investment

Risk Tolerance

Conservative

Focus on safety and stability

Balanced

Mix of safety and growth

Aggressive

Maximum returns, higher risk

Grade A:

4.5% return, 1.5% default

Grade B:

6.0% return, 3.0% default

Grade C:

7.5% return, 5.0% default

Grade D:

9.0% return, 8.0% default

Grade E:

11.0% return, 12.0% default

Grade F:

13.0% return, 16.0% default

Grade G:

15.0% return, 20.0% default