Kiva Calculator

Calculate your Kiva returns with real platform data.$25 minimum investment,

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$25 Minimum
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4.7/5 Rating
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0% interest loans for entrepreneurs worldwide

Calculator Inputs

Platform settings auto-loaded for optimized calculations

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Historical P2P default rates typically range from 1-8%

Automatically reinvest interest payments for compound growth

About Kiva Returns and Calculations

World's first online microfinance platform with $25 minimum and 96.3% repayment rate.

Platform Details

  • Founded: 2005
  • Headquarters: San Francisco, CA
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  • Minimum Investment: $25
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  • Risk Level: Low

Pros & Cons

Pros:

  • +Highest social impact platform
  • +96.3% historical repayment rate
  • +$25 minimum makes it accessible
  • +0% interest for borrowers
  • +Support entrepreneurs in 77 countries
  • +Relend repaid funds repeatedly

Cons:

  • -No financial returns for lenders
  • -Currency fluctuation risk
  • -Loan terms can be 6-36 months
  • -Limited borrower protection

How the Kiva Calculator Works

Our Kiva calculator uses real platform data to provide accurate return projections. The calculations include:

  • Platform-specific returns: Based on Kiva's historical competitive average returns
  • Actual fee structure: Incorporates Kiva's competitive platform fee
  • Risk-adjusted defaults: Uses low-risk default modeling for realistic projections
  • Compound growth: Models reinvestment of returns for maximum accuracy

Complete Kiva Review Available

Get detailed analysis of Kiva's features, performance, and user experience.

Read Full Kiva Review

Disclaimer: This calculator provides estimates based on Kiva's current rates and historical data. Actual returns may vary due to market conditions, defaults, and platform changes. P2P lending involves risk including potential loss of principal. Always read Kiva's terms and conditions before investing.