Funding Circle Calculator
Calculate your Funding Circle returns with real platform data.
Business loans up to £1M for UK SMEs
Calculator Inputs
Platform settings auto-loaded for optimized calculations
Historical P2P default rates typically range from 1-8%
Automatically reinvest interest payments for compound growth
About Funding Circle Returns and Calculations
Commercial lender for small businesses, no longer offering retail P2P investing.
Platform Details
- Founded: 2010
- Headquarters: London, UK 000
- Risk Level: Low
Pros & Cons
Pros:
- +Profitable and stable company (2024)
- +Strong SME lending track record
- +Large loan amounts up to £1M
- +Institutional backing and funding
- +Sold struggling US operations
Cons:
- -No retail P2P investing since 2022
- -Limited to business borrowers only
- -No investment opportunities for individuals
- -Closed secondary market permanently
How the Funding Circle Calculator Works
Our Funding Circle calculator uses real platform data to provide accurate return projections. The calculations include:
- Platform-specific returns: Based on Funding Circle's historical competitive average returns
- Actual fee structure: Incorporates Funding Circle's competitive platform fee
- Risk-adjusted defaults: Uses low-risk default modeling for realistic projections
- Compound growth: Models reinvestment of returns for maximum accuracy
Complete Funding Circle Review Available
Get detailed analysis of Funding Circle's features, performance, and user experience.
Read Full Funding Circle ReviewDisclaimer: This calculator provides estimates based on Funding Circle's current rates and historical data. Actual returns may vary due to market conditions, defaults, and platform changes. P2P lending involves risk including potential loss of principal. Always read Funding Circle's terms and conditions before investing.